Maybe money can’t buy love, but it’s very necessary for just about
everything else as you grow! And, a home equity loan from your Credit Union
gives you more financial freedom than ever before. Use the equity in your home
to finance home improvements, high school or college tuition, purchase a new
car, take a vacation or consolidate your bills. Best of all, home equity loans
offer 100% tax deductibility on your interest paid (consult your tax advisor).
Whatever your needs, you'll enjoy easy access to your available funds and benefit
from a variety of competitive products:
Looking for the most convenient access to your home’s equity? You’ll find it
with our Home Equity Access – Visa Account. With it, you can access your home
equity credit line wherever Visa® credit cards are accepted as well as at ATMs,
online via PC CUing, via touchtone phone with CUE Phone and even with convenience
checks. Best of all, with our Home Equity Access account, you can borrow up
to 100% of the equity in your home. The Home Equity Access account offers a
competitive variable rate, with a .25% discount
on your account margin for the life of your loan, if your first mortgage is
with the Credit Union. Now, that’s convenience AND savings! Simply click
here to apply online today (or print an application form).
Borrow up to 100% of the equity in your home with the Choice Home Equity Loan.
It’s ideal for achieving your goals and making your dreams reality. Enjoy competitive
rates and flexible terms from 5 to 25 years.
Simply click here
to apply online (or to print an application form).
We offer fixed rate and adjustable rate mortgages at competitive rates.
Our professional real estate counselors will assist you with your home mortgage
loan needs. For additional information, contact your local Credit Union representative
or phone (800)325-9905 ext. 753, 756 or 758, Mon - Fri from 8am - 5pm, Central Standard
Time. Or, click
here to apply online.
The HLPR program is designed specifically for the first-time buyer. Offered as a 3/1 adjustable-rate loan (fixed rate for three years, adjusting annually thereafter), the HLPR mortgage can help you qualify for a larger mortgage amount at a lower cost.
With a HLPR mortgage, you'll save with a below average market rate and you can fund your down payment with money from your family and friends or grants. You'll save even more with reduced closing costs...and best of all, no private mortgage insurance is required. To qualify for a HLPR mortgage, you must be a first-time homebuyer (or, have not owned a home within the past 3 years) and your household income must be at or below the median for your region.
For additional information, contact your local Credit Union representative or phone (800)325-9905 ext. 753, 756 or 758, Mon - Fri from 8am - 5pm, Central Standard Time. Or, click here to apply online.
Rates are based on underwriting criteria
and may vary based on individual underwriting. APRs on Adjustable Rate Mortgages
(ARM) are subject to increase after consummation. Adjustable Rate Index tied
to 1-Year Treasury (CMT) Security. Equity limits and underwriting requirements
vary by state. Home Equity Access accounts are available to all members except
residents of Texas, however Choice Home Equity loans are available to these
residents. Due to geographic limitations, these loans may not be available to
members not living near a branch office. See loan disclosure for complete rate,
fees and cost information.