Youth & Young Adult Savings Programs Your Credit Union has designed three programs to help make it easier and fun for young investors to begin saving and make the most of their funds. Junior Account Program This program is designed for members up through age 12. Program members receive a postcard mailing every other month detailing an incentive giveaway for those members who make a minimum deposit of $3. Financial Youth Group The Financial Youth Group is designed for members ages 13 - 15. Group members receive a quarterly newsletter, free postage paid bank-by-mail envelopes and deposit slips, and are able to participate in the annual Bonus for Good Grades program. Young Adult Financial Group This group is designed for members ages 16 - 19. Group members receive a quarterly newsletter, free postage paid bank-by-mail envelopes and deposit slips, and are able to participate in the annual $1000 Scholarship for high school seniors. Members of all our youth and young adult savings programs earn dividends on their savings accounts on average daily balances of $25 or more. Additionally, these members may open certificates of deposit with a minimum deposit of $500. Becoming a Credit Union member and opening a youth savings account is easy! Simply complete a membership application today, request a new member packet via E-mail, or contact our Call Center at (800)325-9905 ext. 842, Mon - Fri from 8am - 5pm, Central Standard Time. Be sure to check out our Club Web!