BalanceTrack podcasts are a great way to listen your way to financial education excellence! These audio files cover many important points you'll find in the BalanceTrack financial education modules online, all at the convenience of your ear buds. You can listen now or download the MP3 file and listen later.
Money Management ‐ Set goals, get organized, track spending, build a budget and save!
Credit Reports ‐ Reporting agencies, what's in your report, understanding your score, how to improve your score, consumer rights and identity theft.
Credit ‐ What is credit, how to get started, how to use credit, deleting debt, consumer rights and responsibilities.
Checking Account Management ‐ Fundamentals, deposits, withdrawals, keeping your account in good standing, protecting your account.
The Road to Homeownership ‐ Preparing for homeownership, understanding mortgages, getting a loan, searching for a home, making an offer, closing, and tax benefits.
Drive Away Happy ‐ Car shopping considerations, new/used/lease, your credit score, financing, getting the best price, and your legal rights.
Teens & Money ‐ Money management, buying a vehicle, checking and savings, credit cards and investing.
Finances for College Students ‐ Money management, checking and savings, credit cards, household bills, and student loans.
Repaying Student Loans ‐ What types of loans, repayment plans, consolidation, cancellation, forgiveness, deferment, forbearance, and default.
Identity Theft ‐ Common practice of ID thieves, preventing theft of your identity, how to recover, federal laws and helpful resources.
High Cost Financial Services ‐ Products to avoid due to expensive fees or problematic terms, subprime credit, predatory lending, fringe financial services, recovery methods and financial alternatives.
Rebuilding After a Financial Crisis ‐ Budgeting, debt repayment, rebuilding credit, emergency savings, replenishing retirement savings.
Financial First Aid ‐ Take inventory of income, assets, and debt, review expenses and financial position, prioritize bills, communicate with creditors, rebuild credit and begin saving.